How do I install XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks?

Copy the http config for Cursor, Claude Desktop, Claude Code, or VS Code on this page. It uses the publisher's install, not a PlugMCP proxy.

Does XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks need an API key?

No required environment variable is listed on this record.

What transport does XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks use?

XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks is reached over HTTP.

XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks MCP server

Q: When was XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks last checked?

Last checked 2026-10-16. XRPL wallet scores, wallet permissions, batch send, MPT risk, screening, pre-checks. Never signs.

XRPLHub.io

On-chain creditworthiness for the XRP Ledger. XRPLHub builds only what nobody else on the XRP Ledger offers:

XRPLScore — a 300–850 credit-style score for any XRPL wallet from 8 public-ledger signals, with continuous monitoring (signed webhooks) and XLS-66 lending readiness (cross-broker exposure, underwriting inputs).
Spend Controls — budgets a payee can only spend at places you approve, and subscriptions (one check per period, never issued ahead), paid by XRPL checks you sign. Free. Also as a Xaman xApp.
MPT issuer-power risk — what a Multi-Purpose Token's issuer can do to holders (clawback, freeze, require-auth, transfer limits) plus the issuer's own XRPLScore.
Agent payment pre-check — one paid call before an agent pays an XRPL address: score, sanctions screen, account flags, and whether the ledger would reject the payment.

Plus signed score certificates and credentials (XLS-70), sanctions screening receipts, and a community micro-grant fund (human-reviewed; applications currently paused). XRPLHub does not build generic XRPL transactions; the few it builds live inside the products above (Spend Controls checks, XRPLScore-gated Permissioned Domains, MPT issuance with a recorded backing declaration).

Live app: https://www.xrplhub.io
Unsigned only, no custody: XRPLHub scores and checks; any transaction it builds is unsigned — it never signs or holds keys. Agents sign with their own wallet (see Ripple's XRPL AI Starter Kit Wallet and Payment skills).
The wallet score is free and unauthenticated. Paid actions settle in XRP or RLUSD — no account, no signup.
Next.js + TypeScript on Vercel · Neon Postgres (Prisma) · Xaman (XUMM) for signing.

The production app is the Next.js project in kreditkarma-backend/.

XRPLScore

A 300–850 number on an absolute scale (like FICO — not a percentile that drifts with the population), from 8 signals:

Signal	What it measures
Account age	Age from the wallet's genuine first transaction
Transaction activity	Lifetime on-chain activity (log curve, no cap)
Financial health	Spendable XRP + buffer above the real reserve line
Token engagement	Trust lines to issued assets
DEX activity	Order history on the native DEX
AMM participation	Liquidity-pool activity
Security config	Multisig, regular key, domain, escrow
NFT activity	NFT portfolio + trading

One engine computes the number for the public site, the free endpoint, the paid API, the x402 endpoints and the MCP server. Free and site lookups may be served from a 15-minute cache; every response says whether it was (fromCache, cacheAgeSeconds).

# Free, no key, any wallet:
curl https://www.xrplhub.io/api/score/rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De

For AI agents

MCP server

Streamable HTTP, JSON-RPC 2.0, no auth.

https://www.xrplhub.io/api/mcp

claude mcp add xrplhub --url https://www.xrplhub.io/api/mcp

Every tool that returns a transaction returns an unsigned txjson — the wallet owner signs it in their own wallet; XRPLHub never signs for anyone. (The generic transaction tools were removed on 2026-10-07.)

Score

Tool	What you get	Cost
`check_xrpl_score`	300–850 score, grade, percentile, 8-signal breakdown, tips. Param: `wallet_address`.	free
`issue_score_credential`	Score certificate signed by XRPLHub (score computed fresh at issuance), with a URL where XRPLHub confirms it — XRPLHub's own attestation, not independently verifiable. 90 days. Params: `wallet_address`, `currency`, `uuid`.	1 XRP / 1 RLUSD
`precheck_payment`	Before paying an XRPL address: returns the x402 payment resource for the pre-check (verdict block / caution / proceed, score, sanctions screen, account flags, whether the ledger would reject the payment). Params: `destination`, `amount`, `currency`, `destination_tag`, `from`.	$0.03 (USDC on Base or RLUSD on XRPL, x402)
`check_service_health`	Is the money path working right now — database, Xaman, both x402 facilitators, the anchor config, alerting — before you pay. No params.	free

Credentials (XLS-70) & Permissioned Domains

Tool	What you get	Cost
`get_account_credentials`	Every credential an account holds — issuer, type, accepted?, expired?, expiry. Live, never stale. Params: `wallet_address`, `issuer` (optional, direct lookup), `credential_type` (optional).	free
`get_issuer_credentials`	Everything one issuer has issued: types, subject count, acceptance rate, from a network-wide census (`coverage` says complete/partial). Param: `issuer_address`.	free
`check_domain_eligibility`	Does an account hold a credential satisfying a PermissionedDomain (XLS-80d)? Any one accepted, unexpired, matching credential is enough. Params: `wallet_address`, `domain_id`.	free

Multi-Purpose Tokens (XLS-33)

Tool	What you get	Cost
`check_mpt_risk`	One issuance's risk view before touching it: issuer powers (clawback, freeze, require-auth, transferable) + the issuer's XRPLScore. Param: `issuance_id` (48-hex).	free
`search_mpts`	Search the MPT registry index by issuer, issuance id (or hex prefix), or name/ticker. Param: `q`.	free
`get_issuer_mpts`	Everything one issuer has issued as MPTs, with issuer powers per issuance and the issuer's XRPLScore. Param: `issuer_address`.	free
`verify_mpt_registry`	The latest on-ledger Merkle anchor of the MPT registry (BIS WP 1374 pattern) — root, tx hash, ledger index, coverage, and the exact scheme to reproduce it. No params.	free

Sanctions screening & attestation

Tool	What you get	Cost
`screen_address_ofac`	Compare one XRPL address against a vintage-pinned OFAC SDN snapshot (exact match only); a Merkle-anchored receipt. Attests to process, not ground truth — "no match" is not "clean." OFAC SDN only (no EU/UK/UN, no fuzzy matching) — see `GET /api/screen` for the multi-list version. Param: `address`.	free
`verify_attestation`	Given a `queryId` from `screen_address_ofac` or `get_lending_exposure`, the full Merkle inclusion proof + on-ledger anchor tx + source hash, so it can be checked without trusting XRPLHub. Param: `query_id`.	free

Continuous monitoring

Tool	What you get	Cost
`get_monitoring_info`	What the monitoring service watches (score drops, sanctions hits, loan events), how it's delivered (HMAC webhooks, daily), the required consumer-use acknowledgement text, and the endpoints. Subscribing itself needs an API key over HTTP, not this tool. No params.	free

XLS-66 lending (returns amendment-not-active until XLS-66 is live on mainnet)

Tool	What you get	Cost
`get_lending_exposure`	A borrower's total exposure across every loan broker in one call — the ledger has no aggregate object for this. Param: `borrower`.	free
`get_lending_history`	Every loan ever observed for a borrower, including ones since deleted from the ledger (a deleted default still shows, flagged). Param: `borrower`.	free
`get_underwriting_inputs`	The full underwriting bundle a broker needs — exposure + score + OFAC screening + history, facts only, no recommendation. Param: `borrower`.	$0.05 USDC on Base (x402, no free tier)

Community grants

Tool	What you get	Cost
`submit_grant_application`	Apply for a community micro-grant. Currently paused — returns an error until applications reopen. Params: `wallet_address`, `category`, `amount`, `description`.	free
`donate_to_community_fund`	Donate XRP or RLUSD to the grant treasury; returns a ready-to-sign Payment if you pass `donor_wallet`. Params: `amount`, `currency`, `donor_wallet`, `message`.	free

x402 (pay-per-call data: RLUSD on XRPL or USDC on Base, no signup)

Discovery: https://www.xrplhub.io/.well-known/x402
OpenAPI 3.1: https://www.xrplhub.io/openapi.json
GET /api/x402/score?wallet=r... — 300–850 score + 8 signals
GET /api/x402/report?wallet=r... — score + risk flags + recommendations + on-chain snapshot
GET /api/x402/precheck?destination=r... — agent payment pre-check: one verdict (block / caution / proceed) by published rules

llms.txt

https://www.xrplhub.io/llms.txt

B2B API (subscription)

Buy a key at https://www.xrplhub.io/pricing — pay in XRP or RLUSD, connect Xaman and sign (no address typing), no signup.

curl -H "Authorization: Bearer xrs_live_..." \
  "https://www.xrplhub.io/api/v1/score?wallet=rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De"

Plan	Price	Included	Rate limit
Free	$0	200 scored calls/mo	10 req/min
Starter	$29/mo	10,000	60 req/min
Growth	$149/mo	100,000	300 req/min
Scale	$499/mo	1,000,000	1,000 req/min

Quotas are hard: past the monthly quota a key gets HTTP 429 until the next month (or an upgrade). There is no overage billing.

Community grants

Donate XRP or RLUSD to the treasury. When applications are open, anyone can apply for a $25–$100 micro-grant (rent, utilities, groceries, medical, transport, childcare); a person reviews every application — nothing is decided or paid automatically — and approved funds go straight to the applicant's wallet. Every donation and payout is on-ledger. Applications are currently paused until the treasury is funded (GRANT_APPLICATIONS_OPEN in src/lib/grantsStatus.ts).

Treasury: rs59g3amo5iT6T64Cg96XXMAWuw3WPQcLF · view on XRPScan

Development

cd kreditkarma-backend
npm install
cp .env.example .env   # fill in the values
npx prisma generate
npm run dev

See kreditkarma-backend/.env.example for every environment variable the app reads.

XRPLHub.io

On-chain creditworthiness for the XRP Ledger. XRPLHub builds only what nobody else on the XRP Ledger offers:

XRPLScore — a 300–850 credit-style score for any XRPL wallet from 8 public-ledger signals, with continuous monitoring (signed webhooks) and XLS-66 lending readiness (cross-broker exposure, underwriting inputs).
Spend Controls — budgets a payee can only spend at places you approve, and subscriptions (one check per period, never issued ahead), paid by XRPL checks you sign. Free. Also as a Xaman xApp.
MPT issuer-power risk — what a Multi-Purpose Token's issuer can do to holders (clawback, freeze, require-auth, transfer limits) plus the issuer's own XRPLScore.
Agent payment pre-check — one paid call before an agent pays an XRPL address: score, sanctions screen, account flags, and whether the ledger would reject the payment.

Live app: https://www.xrplhub.io
Unsigned only, no custody: XRPLHub scores and checks; any transaction it builds is unsigned — it never signs or holds keys. Agents sign with their own wallet (see Ripple's XRPL AI Starter Kit Wallet and Payment skills).
The wallet score is free and unauthenticated. Paid actions settle in XRP or RLUSD — no account, no signup.
Next.js + TypeScript on Vercel · Neon Postgres (Prisma) · Xaman (XUMM) for signing.

The production app is the Next.js project in kreditkarma-backend/.

XRPLScore

A 300–850 number on an absolute scale (like FICO — not a percentile that drifts with the population), from 8 signals:

Signal	What it measures
Account age	Age from the wallet's genuine first transaction
Transaction activity	Lifetime on-chain activity (log curve, no cap)
Financial health	Spendable XRP + buffer above the real reserve line
Token engagement	Trust lines to issued assets
DEX activity	Order history on the native DEX
AMM participation	Liquidity-pool activity
Security config	Multisig, regular key, domain, escrow
NFT activity	NFT portfolio + trading

# Free, no key, any wallet:
curl https://www.xrplhub.io/api/score/rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De

For AI agents

MCP server

Streamable HTTP, JSON-RPC 2.0, no auth.

https://www.xrplhub.io/api/mcp

claude mcp add xrplhub --url https://www.xrplhub.io/api/mcp

Score

Tool	What you get	Cost
`check_xrpl_score`	300–850 score, grade, percentile, 8-signal breakdown, tips. Param: `wallet_address`.	free
`issue_score_credential`	Score certificate signed by XRPLHub (score computed fresh at issuance), with a URL where XRPLHub confirms it — XRPLHub's own attestation, not independently verifiable. 90 days. Params: `wallet_address`, `currency`, `uuid`.	1 XRP / 1 RLUSD
`precheck_payment`	Before paying an XRPL address: returns the x402 payment resource for the pre-check (verdict block / caution / proceed, score, sanctions screen, account flags, whether the ledger would reject the payment). Params: `destination`, `amount`, `currency`, `destination_tag`, `from`.	$0.03 (USDC on Base or RLUSD on XRPL, x402)
`check_service_health`	Is the money path working right now — database, Xaman, both x402 facilitators, the anchor config, alerting — before you pay. No params.	free

Credentials (XLS-70) & Permissioned Domains

Tool	What you get	Cost
`get_account_credentials`	Every credential an account holds — issuer, type, accepted?, expired?, expiry. Live, never stale. Params: `wallet_address`, `issuer` (optional, direct lookup), `credential_type` (optional).	free
`get_issuer_credentials`	Everything one issuer has issued: types, subject count, acceptance rate, from a network-wide census (`coverage` says complete/partial). Param: `issuer_address`.	free
`check_domain_eligibility`	Does an account hold a credential satisfying a PermissionedDomain (XLS-80d)? Any one accepted, unexpired, matching credential is enough. Params: `wallet_address`, `domain_id`.	free

Multi-Purpose Tokens (XLS-33)

Tool	What you get	Cost
`check_mpt_risk`	One issuance's risk view before touching it: issuer powers (clawback, freeze, require-auth, transferable) + the issuer's XRPLScore. Param: `issuance_id` (48-hex).	free
`search_mpts`	Search the MPT registry index by issuer, issuance id (or hex prefix), or name/ticker. Param: `q`.	free
`get_issuer_mpts`	Everything one issuer has issued as MPTs, with issuer powers per issuance and the issuer's XRPLScore. Param: `issuer_address`.	free
`verify_mpt_registry`	The latest on-ledger Merkle anchor of the MPT registry (BIS WP 1374 pattern) — root, tx hash, ledger index, coverage, and the exact scheme to reproduce it. No params.	free

Sanctions screening & attestation

Tool	What you get	Cost
`screen_address_ofac`	Compare one XRPL address against a vintage-pinned OFAC SDN snapshot (exact match only); a Merkle-anchored receipt. Attests to process, not ground truth — "no match" is not "clean." OFAC SDN only (no EU/UK/UN, no fuzzy matching) — see `GET /api/screen` for the multi-list version. Param: `address`.	free
`verify_attestation`	Given a `queryId` from `screen_address_ofac` or `get_lending_exposure`, the full Merkle inclusion proof + on-ledger anchor tx + source hash, so it can be checked without trusting XRPLHub. Param: `query_id`.	free

Continuous monitoring

Tool	What you get	Cost
`get_monitoring_info`	What the monitoring service watches (score drops, sanctions hits, loan events), how it's delivered (HMAC webhooks, daily), the required consumer-use acknowledgement text, and the endpoints. Subscribing itself needs an API key over HTTP, not this tool. No params.	free

XLS-66 lending (returns amendment-not-active until XLS-66 is live on mainnet)

Tool	What you get	Cost
`get_lending_exposure`	A borrower's total exposure across every loan broker in one call — the ledger has no aggregate object for this. Param: `borrower`.	free
`get_lending_history`	Every loan ever observed for a borrower, including ones since deleted from the ledger (a deleted default still shows, flagged). Param: `borrower`.	free
`get_underwriting_inputs`	The full underwriting bundle a broker needs — exposure + score + OFAC screening + history, facts only, no recommendation. Param: `borrower`.	$0.05 USDC on Base (x402, no free tier)

Community grants

Tool	What you get	Cost
`submit_grant_application`	Apply for a community micro-grant. Currently paused — returns an error until applications reopen. Params: `wallet_address`, `category`, `amount`, `description`.	free
`donate_to_community_fund`	Donate XRP or RLUSD to the grant treasury; returns a ready-to-sign Payment if you pass `donor_wallet`. Params: `amount`, `currency`, `donor_wallet`, `message`.	free

x402 (pay-per-call data: RLUSD on XRPL or USDC on Base, no signup)

Discovery: https://www.xrplhub.io/.well-known/x402
OpenAPI 3.1: https://www.xrplhub.io/openapi.json
GET /api/x402/score?wallet=r... — 300–850 score + 8 signals
GET /api/x402/report?wallet=r... — score + risk flags + recommendations + on-chain snapshot
GET /api/x402/precheck?destination=r... — agent payment pre-check: one verdict (block / caution / proceed) by published rules

llms.txt

https://www.xrplhub.io/llms.txt

B2B API (subscription)

Buy a key at https://www.xrplhub.io/pricing — pay in XRP or RLUSD, connect Xaman and sign (no address typing), no signup.

curl -H "Authorization: Bearer xrs_live_..." \
  "https://www.xrplhub.io/api/v1/score?wallet=rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De"

Plan	Price	Included	Rate limit
Free	$0	200 scored calls/mo	10 req/min
Starter	$29/mo	10,000	60 req/min
Growth	$149/mo	100,000	300 req/min
Scale	$499/mo	1,000,000	1,000 req/min

Quotas are hard: past the monthly quota a key gets HTTP 429 until the next month (or an upgrade). There is no overage billing.

Community grants

Treasury: rs59g3amo5iT6T64Cg96XXMAWuw3WPQcLF · view on XRPScan

Development

cd kreditkarma-backend
npm install
cp .env.example .env   # fill in the values
npx prisma generate
npm run dev

See kreditkarma-backend/.env.example for every environment variable the app reads.

XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks

Add this server

Host a copy with our keys and logs.

Related MCP

Related skills

Questions

XRPLHub.io

XRPLScore

For AI agents

MCP server

x402 (pay-per-call data: RLUSD on XRPL or USDC on Base, no signup)

llms.txt

B2B API (subscription)

Community grants

Development

Links

XRPLHub — XRPLScore, MPT Issuer Risk & Payment Pre Checks

Add this server

Host a copy with our keys and logs.

Related MCP

Related skills

Questions

XRPLHub.io

XRPLScore

For AI agents

MCP server

x402 (pay-per-call data: RLUSD on XRPL or USDC on Base, no signup)

llms.txt

B2B API (subscription)

Community grants

Development

Links